COVID-19 UPDATE - for the week of August 3, 2020 - Curbside Service Now Available!

Our offices are offering curbside service for our clients! Please use the dropbox outside of the office for your payments. A receipt will be emailed or texted to you. If you need to pick up a document at one of our offices, please call in advance, and we will have it ready. Lastly, if you would like to meet with an advisor face-to-face, please call, and we will schedule a Zoom meeting. Our goal with this policy is to continue to keep both our clients and staff safe. Thank you!

Thimble

Thimble makes insurance simple, enabling small businesses to purchase short-term General Liability insurance. Thimble works hard to make it easy for over 100 professions, including handymen, DJs, pet sitters, beauticians, and more to get insurance and take on that next opportunity. Coverage can be purchased by the hour, day, or month, making it a perfect fit for clients seeking the flexibility and freedom to work on their schedules.

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Complete list below:

Handymen / Handyman & Contractors

Eligible Operations

Alarm Systems Installation & Repair
Carpentry
Carpentry – Interior
Carpet Cleaners
Closet Installation
Contractors
Debris Removal
Deck Building
Electrical
Fence Building
Finish Carpentry
Finishing Contractors
Flooring
Furniture Assembly (No Cribs or Bunk Beds)
Furniture Installation – Office
Furniture Refinishing
Glaziers
Handypersons
Interior Painting
Invisible Fence Installation
Locksmiths
Masonry
Millwork
Office Furniture Installation
Office Machine Installation & Repair
Painting & Siding
Piano Tuning
Seal Coating
Siding
Small Contractors including Finishing Contractors
Smart Home Installation
Surveillance System Installation & Maintenance
Surveyors
Swimming Pool Servicing (No Construction)
Tiling
Upholstering
Walls
Wallpapering
Window Decorating

Ineligible Operations

Alarm System Monitoring
Assembly of Cribs or Bunk Beds
Demodivtion
Fire or Water Mitigation or Restoration
Foundation Work or Repair
Those Specializing in Garage Door Installation, Servicing, or Repair
Grading or Excavating
Machinery or Equipment Repair (Other Than Office Machines And Household Appliances)
Pool Construction
Roadside Assistance
Roofing Work or Repair
Street, Road and Highway Work
Traffic Control
Welding
Work on 10 or More New Homes or New Residential Units in Any One Project or Development
Work performed before or after the policy period

Events & Entertainment

Eligible operations

Events

Actors
Corporate Party Planners
Event Staff
Food / Catering (No Bartending)
Individual event participants (not the event itself)
Musicians
Speakers
Wedding Planners

Entertainers

Balloon Artists
Belly Dancers
Caricature Artists
Celebrity Look-a-Likes
Clowns
Comedians
Contortionists
DJs
Face Painters
Impersonators
Impressionists
Jugglers
Magicians
Mimes
Musicians
Musical Conductors
Poets
Puppeteers
Santas
Storytellers
Street Performers
Ventriloquists

Guides

Canoe & Kayak Guides / Instructors
Fishing Guides
Float Trip Guides
Hiking Guides
Tour Guides
Nature and Wildlife Guides
Stand Up Paddleboard (SUP) Guides

Ineligible operations

Acrobatic, Aerialist, or Stunt Performers
Adult Film Operations
Amusement Device, Rides or Inflatables (including Bouncy Castles) Operators or Rental
ATV Tours
Bartenders
Bouncers
Equipment Rental
Event Promoters
Exotic Dancers, Strippers, or Adult Entertainment
Fireworks
Horseback Trail Rides
Hunt Clubs
Hypnotists
Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting marijuana or any other product of the plant Cannabis Sativa L. (whether or not it is the main ingredient or used in combination with other ingredients)
Importing, manufacturing, growing, distributing, storing, selling, using, or ingesting tobacco or products containing tobacco
Operations Involving Non-Domestic Animals
Operations Involving Weapons
Participating in Protests, Rallies and/or Marches
Rock Climbing
Security Guards
Skiing or Snowboarding Guides
Traffic Control
White Water Rafting Guides
Wrestling or MMA-related activities
Work performed before or after the policy period

Beauty & Fitness

Eligible Operations

Aerobics Instructors
Barbers
Cosmetologists
Dance Instructors
Fitness Instructors
Golf Instructors
Hair Stylists
Martial Arts Instructors
Nail Artists
Personal Trainers
Spin Instructors
Swim Instructors
Tai Chi Instructors
Yoga Instructors

Ineligible Operations

Acupuncture Services
Massage Therapists
Occupational Therapists
Physical Therapists
Tattoo or Piercing Artists
Certain specified spa services
Work performed before or after the policy period
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